Quick Facts, Tax Calculator & Market Guide · Spanish Fort AL (36527)
Spanish Fort, Alabama (ZIP 36527) · Market & Relocation Snapshot

Spanish Fort Quick Facts, Tax Estimator & Eastern Shore Comparison [2026]

Spanish Fort sits at the northern gateway of Baldwin County's Eastern Shore along Interstate 10, US Highway 31, US 90 and US 98 and State Highway 225. For a complete walkthrough of neighborhoods, cost of living and honest pros and cons, read our Moving to Spanish Fort, AL [2026] Guide & Video Tour.

60 Second Executive Summary · Why Buyers Pick Spanish Fort (36527)
  • Shortest Mobile Commute: ~15 to 20 minutes to downtown Mobile via the US 90/98 Causeway or Interstate 10 Bayway (plus Highway 225 north to Interstate 65 as a third tunnel bypass route).
  • Lowest Eastern Shore City Tax Rate: 5.0 municipal mills (36.5 total mills) versus 15.0 municipal mills (46.5 total mills) inside Daphne and Fairhope city limits.
  • ~150 Ft Wooded Bluff Elevation: Most subdivisions north of Interstate 10 sit on rolling red clay hills in FEMA Flood Zone X (no mandatory lender flood insurance).
  • 32 Subdivisions Across Every Layout: From $0 HOA wooded half acre lots in Spanish Fort Estates to championship golf in TimberCreek and IBHS Gold FORTIFIED new builds in Stonebridge, Churchill and Independence.
City & ZIP Code
City of Spanish Fort, Baldwin County, Alabama · ZIP Code 36527 · Incorporated July 19, 1993 · City Hall at 7361 Spanish Fort Blvd
Geography & Elevation
Northern Eastern Shore of Mobile Bay bordering the Mobile Tensaw River Delta · ~33.4 sq mi total area · Wooded red clay bluffs rising to ~150 ft above sea level
Neighborhoods & Subdivisions
32 residential subdivisions including no HOA established wooded lots (Spanish Fort Estates, Military Bridge Estates), golf course living (TimberCreek), custom estates (Blakeley Forest, Stillwater, Rayne Plantation, Audubon) and IBHS Gold FORTIFIED new builds (Stonebridge, Churchill, Independence, Brentwood)
2026 Home Prices
Typical closed prices range from the mid $200Ks to $800K+ · Citywide median around $370K to $409K (~$178 per sq ft) · Active D.R. Horton and Truland new construction from ~$242K in Independence to ~$606K in Rayne Plantation
Floor Plans & Lot Sizes
1,500 to 5,000+ sq ft across single story brick ranches, Acadian and Creole cottages, Craftsman plans and custom two story homes · Lots range from low maintenance patio sites to 1 to 3+ acre wooded estates
Public School Feeder Pattern
Baldwin County Public Schools (bcbe.org): Spanish Fort Elementary, Rockwell Elementary, Stonebridge Elementary, Spanish Fort Middle School and Spanish Fort High School (plus International Baccalaureate option via Daphne High). Verify every address with the BCBE Zone Locator
Property Taxes & Millage
Alabama Class III primary residence assessed at 10% of appraised value (with H1/H4 homestead exemptions) while Class II non homestead is assessed at 20%. Spanish Fort municipal rate is 5.0 mills (36.5 total mills with State, County and School District 2 levies). Estimate any parcel at the Baldwin County Property Tax Calculator
Parks, Delta & Retail Hubs
Historic Blakeley State Park (2,100+ acres), 5 Rivers Delta Resource Center, Meaher State Park, Spirit Park, Integrity Park, Eastern Shore Centre (Interstate 10 Exit 38), Spanish Fort Town Center and Bass Pro Shops
Commute & Airport Times
~15 to 20 min to Downtown Mobile · ~20 min to Mobile International Airport (BFM) at Brookley · ~10 min to Daphne · ~20 min to Fairhope · ~35 min to Mobile Regional (MOB) · ~45 min to Pensacola International (PNS) · ~55 to 60 min to Gulf Shores and Orange Beach
Full Relocation Guide
Explore our Moving to Spanish Fort, AL [2026] Pillar Guide, Video Walkthroughs & FAQ →
Interactive Spanish Fort Property Tax & Ownership Cost Estimator
Compare Spanish Fort's 36.5 total mills (5.0 city mills) against Daphne and Fairhope (46.5 total mills) and see how an IBHS Gold FORTIFIED roof certificate affects your estimated annual carrying costs.
Est. Spanish Fort Tax (36.5 Mills)
$1,460/yr
~$122/mo (Before H1/H4 Homestead)
Daphne / Fairhope Tax (46.5 Mills)
$1,860/yr
You save ~$400/yr in Spanish Fort
Est. Homeowners / Wind Ins.
$1,850/yr
Gold FORTIFIED Zone X estimate
Taxes + Insurance + HOA
$318/mo
Combined non mortgage carrying cost

Spanish Fort vs. Daphne vs. Fairhope: Eastern Shore Comparison

Comparing the three Eastern Shore cities? Here is how Spanish Fort, Daphne and Fairhope stack up side by side on housing costs, municipal millage rates, commutes and neighborhood layout.

Feature Spanish Fort (36527) Daphne (36526) Fairhope (36532)
Typical Home Price Range ~$370K to $409K median (Active range mid $200Ks to $800K+ and ~$178/sq ft) ~$336K to $379K median (Active range mid $200Ks to $900K+ and ~$172/sq ft) ~$460K to $534K+ median (Active range $300Ks to $2M+ bayfront and ~$234/sq ft)
Municipal Property Tax Millage 5.0 City Mills (36.5 total mills inside Spanish Fort + School Tax District) 15.0 City Mills (46.5 total mills inside Daphne city limits) 15.0 City Mills (46.5 total mills inside Fairhope city limits)
Downtown Mobile Commute ~15 to 20 minutes via US 90/98 Causeway or Interstate 10 Bayway (Exits 35 & 38) ~18 to 25 minutes via Interstate 10 Exit 35 or US 98 north to the Bayway ~30 to 38 minutes via US 98 or State Hwy 181 north to Interstate 10
Topography & Lot Character Rolling wooded hills & ~150 ft bluffs, delta rivers, master planned pools & acreage pockets Bayfront bluffs, historic Olde Towne Daphne streets & central Hwy 98 / Hwy 181 subdivisions Walkable floral downtown, Mobile Bay pier & bluff park, golf cart streets & rural acreage east
Active New Construction Stonebridge, Churchill, Independence, Rayne Plantation, Brentwood, Tanager Jubilee Farms, Winged Foot, Diamante, Austin Bridges, Rowan Oak Twin Beech Estates, Battles Trace, Point Clear estates, Colony at the Grand
Public High School Feeder Spanish Fort High School (BCBE · 1 Plaza de Toros Dr) Daphne High School (BCBE · hosts Eastern Shore IB Program) Fairhope High School (BCBE)

Spanish Fort Utility, Tax & Municipal Services Directory

Utility providers in Spanish Fort depend on whether an address sits south of Interstate 10 near the Causeway, along the US Highway 31 corridor or north along State Highway 225 toward Blakeley State Park.

Service Category Primary Providers Serving Spanish Fort (36527) Phone & Official Resource
Electricity Riviera Utilities (city core & US 31), Baldwin EMC (eastern & northern subdivisions) and Alabama Power (select pockets) Riviera: 251.626.5000 · Baldwin EMC: 251.989.6247 · City Utility Guide
Water & Sewer Spanish Fort Water System, Daphne Utilities (southern border & sewer), Baldwin County Sewer Service (BCSS) and North Baldwin Utilities (Hwy 225 north) SF Water: 251.626.3067 · Daphne Util: 251.626.2628 · BCSS: 251.971.3022
Natural Gas Daphne Utilities Natural Gas, Spire (Mobile Gas) and North Baldwin Utilities Daphne Gas: 251.626.2628 · Spire: 251.476.8052
Fiber Internet & Cable AT&T Fiber, Mediacom Xtream and C Spire Fiber (expanding in newer subdivisions) AT&T: 888.757.6500 · Mediacom: 855.633.4226
Trash & Recycling Waste Pro USA (inside city limits) · Baldwin County Solid Waste (unincorporated 36527) · City recycling drop off on Ember Lane Waste Pro: 251.653.4774 · County Solid Waste: 251.928.3002
Property Taxes & Homestead Baldwin County Revenue Commission (Satellite office in Fairhope & main office in Bay Minette. File Homestead Exemption by Dec 31) 251.937.0245 · Property Tax Calculator
Moving to Spanish Fort Guide [2026] → Moving to Daphne Guide → Moving to Fairhope Guide → Moving to Orange Beach Guide → Moving to Gulf Shores Guide → Foley Neighborhoods & Guide →

Homes for Sale in Spanish Fort, AL

Live MLS listings updated in real time. If you are looking for homes in a specific subdivision, click the neighborhood name below for a filtered view.

Spanish Fort Subdivisions List Spanish Fort AL Subdivisions & Neighborhood Directory (36527)

Spanish Fort Neighborhoods & Subdivisions Directory (32 Communities)

Click any subdivision name below to browse live Baldwin County MLS listings in that neighborhood or filter by neighborhood style. Want our honest side by side breakdown of the top communities? Read our Moving to Spanish Fort, AL [2026] Guide & Video Walkthrough.

  • Audubon Wooded Acreage & Bluff Lots
    Newer estate neighborhood with 57 home sites across approximately 200 wooded acres and 1 to 3 acre lots. Floor plans range from 3,000 to 4,100+ sq ft with high ceilings, custom millwork and contemporary brick and stucco exteriors.
  • Blakeley Forest Wooded Acreage & Bluff Lots
    One of Spanish Fort's signature established executive neighborhoods off State Highway 225. Mature hardwood and pine trees shade large lots with custom brick and traditional homes ranging from 3,000 to 4,500+ sq ft.
  • Blakeley Oaks Established & No HOA Options
    Situated directly across State Highway 225 from Historic Blakeley State Park. Traditional brick homes range from 2,500 to 4,000 sq ft on wooded lots with immediate access to 20+ miles of park trails.
  • Blakeley Ridge Wooded Acreage & Bluff Lots
    Quiet, tucked away subdivision in the Highway 225 corridor near Blakeley State Park. Features spacious brick and custom residences on sloped wooded lots with low through traffic.
  • Brentwood Gold FORTIFIED New Construction
    Newer construction community by DSLD Homes offering single story and two story brick floor plans between 1,925 and 2,314 sq ft. Includes energy efficient features and Gold FORTIFIED roof construction.
  • Bridgewood Established & No HOA Options
    Boutique subdivision with large custom homes on generous wooded lots. Appeals to buyers looking for larger yard dimensions and privacy without the high annual dues of resort style developments.
  • Bromley Woods Wooded Acreage & Bluff Lots
    Wooded residential pocket off Bromley Road with homes typically between 2,500 and 3,200 sq ft. Mature timber and rolling elevation give the streetscape a quiet, tucked in setting north of the main retail corridor.
  • Brookewood Established & No HOA Options
    Established neighborhood of brick ranch style homes where construction began around 2003. Offers single level floor plans and settled landscaping close to US Highway 31 shopping and Spanish Fort schools.
  • Cambron Wooded Acreage & Bluff Lots
    Sprawling 252 acre subdivision in a quiet northern Spanish Fort setting. Combines wider lot spacing and rural greenery with a quick drive down Highway 225 or Highway 31 to schools and grocery stores.
  • Churchill Gold FORTIFIED New Construction
    Charming community featuring Acadian, Creole and Craftsman style architecture tucked among towering pines. Built by D.R. Horton with IBHS Gold FORTIFIED construction, smart home technology and community pond views.
  • Churchill Downs Established & No HOA Options
    Low maintenance duplex and patio style residences offering one of the most accessible entry price points inside the Spanish Fort school zone with quick access to US Highway 31.
  • Garrison Ridge Established & No HOA Options
    Boutique residential pocket with spacious, newer traditional floor plans, manicured sidewalks and consistent curb appeal in a central Spanish Fort location.
  • Grace Magnolias Established & No HOA Options
    Well kept subdivision of Craftsman style brick homes where construction began in 2012. Known for deep front porches, sidewalks and proximity to the Highway 31 corridor.
  • Heidelbrook Established & No HOA Options
    Located right near Spanish Fort High School and Spanish Fort Middle School. Features practical brick floor plans around 1,800 to 2,200 sq ft with one of the shortest school drives in the city.
  • Highland Park Gold FORTIFIED New Construction
    Newer community showcasing Acadian and Creole architectural detailing, modern open concept kitchens and energy efficient construction in a central Eastern Shore location.
  • Highpointe Place Established & No HOA Options
    Brick ranch style homes offering single story floor plans at moderate price points with convenient access to US Highway 31 and Interstate 10.
  • Independence Gold FORTIFIED New Construction
    Active new construction community built by D.R. Horton offering Gold FORTIFIED single story brick homes from roughly 1,620 to 2,300+ sq ft, builder warranties and modern open layouts starting in the mid $200Ks.
  • Lexington Established & No HOA Options
    Newer traditional brick homes featuring 4 and 5 bedroom floor plans between 2,800 and 3,600 sq ft. Delivers generous interior square footage within the Spanish Fort feeder pattern.
  • Military Bridge Estates Wooded Acreage & Bluff Lots
    Established neighborhood with large wooded lots in a quiet, private setting near historic bridge crossings. Typical prices range from $250K to $450K with no high HOA overhead.
  • North Lake Established & No HOA Options
    Established neighborhood offering 2,500 to 3,000+ sq ft homes on spacious lots, delivering strong price per square foot value near Spanish Fort schools and shopping.
  • Oakridge Established & No HOA Options
    Practical four bedroom brick homes averaging around 2,200 to 2,400 sq ft on settled streets inside the Spanish Fort school zone.
  • Rayne Plantation Master Planned, Pool & Golf
    Premier master planned community off US Highway 31 featuring custom and semi custom residences, an infinity edge resort pool, stocked community lakes, clubhouse, playground, walking trails, grilling pavilion and fire pit terrace.
  • Saluda Ridge Wooded Acreage & Bluff Lots
    Large wooded lots positioned right at the foot of Historic Blakeley State Park. Homes typically range from $350K to $500K+ with immediate access to nature trails and delta woods.
  • Spanish Fort Estates Established & No HOA Options
    Iconic established neighborhood set on rolling wooded bluffs directly above the Causeway and Interstate 10 Bayway. Features no HOA, three convenient entrances, Spanish Fort Elementary across the street and homes from 1960s brick ranches to 5,000+ sq ft custom builds.
  • Stillwater Master Planned, Pool & Golf
    Upscale custom home community showcasing French Provincial and Southern coastal architecture on large wooded lots with community ponds, tennis courts and strong resale history.
  • Stone Brook Spanish Fort Gold FORTIFIED New Construction
    Newer construction neighborhood positioned north of Spanish Fort between Historic Blakeley State Park and Stapleton off Highway 31, offering modern brick floor plans and quick highway access.
  • Stonebridge Master Planned, Pool & Golf
    Flagship master planned community off US Highway 31 built by D.R. Horton and Truland Homes (including Biltmore and Monticello phases). Features IBHS Gold FORTIFIED Craftsman homes, two resort pools, fitness center, basketball and tennis courts, putting green, turf wiffleball field, bocce ball, fishing ponds and Stonebridge Elementary inside the community.
  • Tanager Gold FORTIFIED New Construction
    Newer construction neighborhood just north of Interstate 10 with 3 and 4 bedroom Gold FORTIFIED floor plans ranging from 1,900 to 2,300 sq ft and rapid commuter access to Mobile and Pensacola.
  • The Lakes Master Planned, Pool & Golf
    Scenic residential community centered around tranquil water views and walking paths with rapid access to US Highway 31 and Interstate 10 Exit 38.
  • Timbercreek Master Planned, Pool & Golf
    Championship 27 hole golf course community straddling Spanish Fort and Daphne off US Highway 31 directly across from Eastern Shore Centre. Amenities include the TimberCreek Golf Club and restaurant, two community pools, tennis and pickleball courts, fitness center, playground and dedicated boat and RV storage, with homes from the high $400Ks to $850K+.
  • Wakefield Established & No HOA Options
    Well established brick neighborhood right off US Highway 31 near the Daphne border, featuring mature oak trees, sidewalks, 3 and 4 bedroom traditional ranch plans and immediate proximity to Eastern Shore Centre.
  • Wilson Green Gold FORTIFIED New Construction
    Boutique newer subdivision off State Highway 225 near Spanish Fort High School with modern Craftsman brick homes, open concept kitchens and Gold FORTIFIED construction.

Spanish Fort Subdivisions & Real Estate FAQ

Which Spanish Fort neighborhoods have no HOA?
Spanish Fort Estates and Military Bridge Estates are two of the best known established neighborhoods without a mandatory homeowners association, making them popular choices when you want room to park a boat, camper or utility trailer on your own lot (subject to City of Spanish Fort municipal codes).
Which subdivisions in Spanish Fort have active new construction in 2026?
Active and recent new construction is concentrated in Stonebridge (including the Monticello phase by D.R. Horton and Truland Homes), Churchill (D.R. Horton), Independence (D.R. Horton), Rayne Plantation, Brentwood (DSLD Homes), Tanager and Stone Brook. Almost all new builds carry an IBHS Gold FORTIFIED roof certificate.
Is Churchill in Spanish Fort built by D.R. Horton or DSLD Homes?
Churchill in Spanish Fort is built by D.R. Horton. It features Acadian, Creole and Craftsman style single family homes with IBHS Gold FORTIFIED construction tucked into a wooded setting off Highway 31.
Do all neighborhoods in Spanish Fort feed into Spanish Fort High School?
Most subdivisions inside the 36527 ZIP code feed into Spanish Fort Elementary, Rockwell Elementary or Stonebridge Elementary and then into Spanish Fort Middle and Spanish Fort High School. However, TimberCreek straddles the Spanish Fort and Daphne municipal line, so certain streets in TimberCreek are zoned for Daphne schools. Always verify the exact street address using the Baldwin County Board of Education (BCBE) zone locator at bcbe.org.
Which Spanish Fort communities have a pool or golf course?
TimberCreek features a 27 hole championship golf course, clubhouse restaurant, two pools, tennis courts, fitness room and boat or RV storage. Stonebridge offers two resort style pools, a fitness center, putting green, turf field, basketball and tennis courts and fishing ponds. Rayne Plantation features an infinity pool, clubhouse, stocked lakes, fire pit terrace and walking trails.
Equal Housing Opportunity · Your Real Estate Fam (Brokered by eXp Realty · 251.288.6165): Subdivision descriptions, price ranges, builders and amenities are provided for informational purposes in strict compliance with the federal Fair Housing Act. Always verify current HOA covenants, builder specifications, FEMA flood zones and Baldwin County Public Schools (bcbe.org) attendance boundaries for any specific property address.

Spanish Fort Neighborhoods & Subdivisions

Click any neighborhood name to view active homes for sale in that specific subdivision.

  • Audubon
    Newer neighborhood with large homes and 1 to 3 acre lots in a serene wooded setting of approximately 200 acres with 57 home sites. Floor plans from 3,000 to 4,100 sq ft with open floor plans, high ceilings, and contemporary amenities.
  • Blakeley Forest
    One of Spanish Fort's most established and sought-after neighborhoods. Mature trees on large lots with homes typically from 3,000 to 4,000 sq ft.
  • Blakeley Oaks
    Located directly across the street from Historic Blakeley State Park. Homes range from 2,500 to 4,000 sq ft priced from $250K to $400K.
  • Blakeley Ridge
    Desirable neighborhood with attractive, large homes in the Blakeley State Park corridor. A strong community feel with established residents and consistent upkeep, one of the quieter and more private pockets of Spanish Fort.
  • Brentwood
    New construction homes between 1,925 and 2,314 sq ft. A practical and affordable entry point into Spanish Fort's top-rated school zone.
  • Bridgewood
    Small neighborhood with large homes and generous lots. A quieter, tucked-away community that appeals to buyers who want space and privacy without the HOA structure of larger developments.
  • Bromley Woods
    Wooded community with homes from approximately 2,500 to 3,000 sq ft. Natural surroundings and mature tree cover give this neighborhood a private, established feel that is increasingly hard to find in fast-growing Spanish Fort.
  • Brookewood
    Established neighborhood with ranch-style homes, construction began in 2003. A settled and affordable community in Spanish Fort for buyers who want an established feel without new construction pricing.
  • Cambron
    Sprawling 252-acre subdivision in a quiet rural setting. A refreshing escape from more densely developed areas while staying conveniently close to Spanish Fort schools, shopping, and dining.
  • Churchill
    Charming neighborhood with Acadian and Creole-style architecture tucked among towering trees. Built by DSLD Homes with a variety of sizes and pricing options.
  • Churchill Downs
    Affordable duplex-style homes in Spanish Fort, one of the most accessible price points in the city. A practical option for first-time buyers or investors who want to enter the Spanish Fort market at the lowest available entry price.
  • Garrison Ridge
    Small, attractive neighborhood with large, newer floor plans. A well-kept community with strong curb appeal and a close-knit feel. Popular with families who want a newer home in an established Spanish Fort location.
  • Grace Magnolias
    Large subdivision with Craftsman-style homes, construction began in 2012. One of Spanish Fort's more established newer communities with a consistent architectural character throughout.
  • Heidelbrook
    Close to Spanish Fort High School and Middle School, one of the most school-proximate neighborhoods in the city. Homes approximately 2,000 sq ft.
  • Highland Park
    Brand-new homes with Acadian and Creole-style architecture in a well-positioned Spanish Fort location. A newer community with strong architectural character and modern amenities, a distinctive alternative to the more standard new builds in…
  • Highpointe Place
    Ranch-style homes at moderate prices, one of Spanish Fort's most accessible options for buyers who want a single-story floor plan. Good location and practical pricing make this a reliable choice for retirees and first-time buyers alike.
  • Independence
    New construction neighborhood built by DR Horton, one of the nation's most trusted volume builders. Reliable construction quality, warranty coverage, and modern floor plans at accessible Spanish Fort pricing.
  • Lexington
    Newer homes with 4 to 5 bedrooms ranging from 2,800 to 3,600 sq ft. A strong option for growing families who need significant square footage without paying estate-level pricing. Well-located within the Spanish Fort school zone.
  • Military Bridge Estates
    Older neighborhood with large wooded lots in a quiet, private setting. Prices typically from $250K to $400K. For buyers who want significant land and natural surroundings in an established Spanish Fort location without the HOA fees of…
  • North Lake
    Homes typically from 2,500 to 3,000 sq ft priced in the mid $200Ks. One of Spanish Fort's better value communities for buyers who want above-average square footage at a reasonable price point, a consistent choice for move-up buyers from…
  • Oakridge
    Typical homes around 2,300 sq ft with four bedrooms in the low to mid $200Ks. A practical family-sized home at an accessible price in the Spanish Fort school district.
  • Rayne Plantation
    Spanish Fort's premier master-planned community, custom-designed residences with an infinity pool, community lakes, a clubhouse, playground, walking trail, grilling area, and fire pit terrace. Located on Highway 31.
  • Saluda Ridge
    Large wooded lots at the foot of Blakeley State Park. Prices typically from $300K to $450K. One of Spanish Fort's most nature-immersed residential settings, backing up to one of Alabama's largest civil war battlefield sites with immediate…
  • Spanish Fort Estates
    Diverse pricing and floor plans near I-10 and Mobile Bay, one of Spanish Fort's most established older neighborhoods. Typically ranging from $300K to over $500K.
  • Stillwater
    Upscale established community in Spanish Fort with French Provincial-style architecture and elegant custom homes. A prestigious address with strong resale history and a buyer profile that skews toward executive and move-up buyers.
  • Stone Brook - Spanish Fort
    Newer construction options under approximately $300K, situated a few miles north of downtown Spanish Fort between Blakeley State Park and Stapleton. Quick I-10 access for commutes to Mobile or Pensacola.
  • Stonebridge
    One of Spanish Fort's premier master-planned communities located on Highway 31. Abundant exclusive amenities including a clubhouse, community pool, and well-maintained common areas.
  • Tanager
    New construction neighborhood just north of Interstate 10 with affordable prices and a great location. Homes with three and four bedroom floor plans from 1,900 to 2,300 sq ft.
  • The Lakes
    Beautiful newer community in Spanish Fort built around scenic lake views. A distinctive neighborhood feature that gives it a serene, resort-like feel within a practical family residential setting.
  • Timbercreek
    The highly sought-after golf course community that straddles both Spanish Fort and Daphne, one of the most prestigious addresses on the entire Eastern Shore. Championship golf course, pool, and top-tier amenities.

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© 2026 Your Real Estate Fam · eXp Realty ·
Tony & Jessica Martinez · Licensed in Alabama
251.288.6165 | [email protected] · Baldwin & Mobile County, Lower Alabama

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